Posts Tagged“budget”

Do you ever get discouraged and wonder if your effort to be wise with your money is worth it? I would like to encourage you that it is, and that all those little bits of effort really do add up! Since financial stress is the number one cause for marriage breakdown, then being in control of your finances rather than being out of control, is a wonderful gift you can give to yourself and your family. Dave Ramsey has some wonderful suggestions for getting on the road to financial freedom. One of the most basic things you can do in…

I have recently had very first hand experience of the benefits of living within your means.  Homestead hubby had an accident which put him in hospital for a major operation followed by a long recovery at home.  Fortunately, we had been listening to the Dave Ramsay Total Money Makeover on audio book several months before this and had saved an emergency fund as Dave suggests. Jill at the prairie homestead had mentioned Total Money Makeover in her blog and that was the catalyst for me to listen to the audio book.  I am so thankful for the tip as it…

produce

A great way to save money is to use the resources you have on hand to their full potential.  This works really well with making the most of your grocery budget.  The average family throws out quite a bit of left over and spoiled food, which equates to throwing away money!  Now I’m not suggesting that you serve your family leftovers everyday for dinner, but just that you be a little creative when managing your family’s grocery budget. Many people find menu planning very helpful, I personally don’t menu plan too rigidly, but I do have an overall idea of…