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Making healthy and enjoyable meals for the family is a wonderful yet often undervalued skill.  You can save your family a fortune by making home made meals, not to mention the many other benefits of home cooking.  You don’t need to make a major production of cooking gourmet meals, just develop some good old fashioned skills which a couple of generations ago were common place and valued. By putting some thought into what your family will eat for the week, you can save all sorts of stress and money.  I find it good to have a quick look at my…

All those little frugal tasks really do add up to great savings for your family.  The savings you make by being thoughtful on how you spend your time and money, can be used to enjoy a wonderful quality of life which would not be possible otherwise.  Probably the largest area of savings is that of grocery shopping.  The difference between, buying ingredients and cooking from scratch compared to buying processed foods for convenience sake can literally add up to thousands per year for a family.  That may mean the difference between being able to be a stay at home mum…

Do you ever get discouraged and wonder if your effort to be wise with your money is worth it? I would like to encourage you that it is, and that all those little bits of effort really do add up! Since financial stress is the number one cause for marriage breakdown, then being in control of your finances rather than being out of control, is a wonderful gift you can give to yourself and your family. Dave Ramsey has some wonderful suggestions for getting on the road to financial freedom. One of the most basic things you can do in…

I came across some lovely blogs recently which featured lists of frugal tasks done during the week. These simple lists were a great encouragement to me that every little bit of effort adds up to great savings. So I thought I might sometimes document some of the little frugal tasks I do in list form. Thanks girls for the great idea! You may also like to check out these lovely blogs: debt free, cashed up and laughing and my abundant life07. So … here are a few frugal things I did this past week: propagated some plants from cuttings divided…

Around this time of year we are bombarded with a million images of the “perfect Christmas”, for the most part these messages are designed to induce us to spend money, often on unnecessary stuff, which may end up becoming tomorrow’s clutter! I have tried to be really deliberate about my spending this year. I have set a budget for gifts and groceries and so far I have stuck with it. I have made some home-made gifts and have made a menu for my Christmas cooking and written shopping lists accordingly. I find that planning is one of my best allies…

I have recently had very first hand experience of the benefits of living within your means.  Homestead hubby had an accident which put him in hospital for a major operation followed by a long recovery at home.  Fortunately, we had been listening to the Dave Ramsay Total Money Makeover on audio book several months before this and had saved an emergency fund as Dave suggests. Jill at the prairie homestead had mentioned Total Money Makeover in her blog and that was the catalyst for me to listen to the audio book.  I am so thankful for the tip as it…

Probably one of the easiest ways to save on your grocery bill is to make sure that you use everything you buy, and not let things go to waste.  I recently had some left over cream in the fridge and decided to make a quick potato bake to make use of it. This made for a tasty but simple side dish, the prep probably only took about 10 minutes and the cream got used! In actual fact I only had about 200mls of cream so I substituted a little milk to make up the difference, and it turned out just…