Do you ever get discouraged and wonder if your effort to be wise with your money is worth it? I would like to encourage you that it is, and that all those little bits of effort really do add up! Since financial stress is the number one cause for marriage breakdown, then being in control of your finances rather than being out of control, is a wonderful gift you can give to yourself and your family. Dave Ramsey has some wonderful suggestions for getting on the road to financial freedom. One of the most basic things you can do in regard to your finances is to work out a realistic budget and stick with it. Sometimes people think having a budget is boring, but I can tell you that it is far from boring knowing that your bills are paid, you have a little in the kitty for an emergency and you are not up to your eyeballs in debt! Anyway, be encouraged that all those little efforts you make to be frugal do add up, and over the years that can really stack up to achieving financial freedom.
Some of the frugal tasks I did over the past couple of weeks include:
- Line drying all the washing.
- Cooking our meals from scratch.
- Making a birthday cake from scratch.
- Going on a lovely picnic.
- Planting out a new flower garden near my veggie garden with plants I have propagated – lavender, daisies, geranium, pig face and New Guinea impatiens.
- Bought some card making items at 70% off!
- Made several home made cards.
- Gave some plants I propagated as gifts.
- Stuck to our written budget.
- Bought a Christmas present when I saw the right thing on sale.
- Recently looked at our insurance policies and changed to cheaper providers for about a 30% saving.
- Made lovely thick and creamy home made yoghurt.
- Made a large pot of chicken and vegetable soup.
- Worked in the veggie patch.
- Enjoyed eggs, spinach, celery, herbs, endive and even tomatoes from the garden!
What frugal tasks did you do recently?